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Effective Date: April 8th, 2025

Welcome to the website of B&F Insurance LLC DBA B&F Insurance Agency ("Company," "we," "our," or "us"). By accessing or using our website, bfinsure.com ("Site"), you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use this Site.

1. Website Use

The content on this Site is for informational purposes only. It is not intended as professional advice, an offer to sell insurance products, or a guarantee of coverage or rates. Insurance products and services are subject to eligibility and underwriting requirements.

2. No Warranties

While we strive to keep the information on our Site accurate and up-to-date, B&F Insurance Agency makes no warranties or representations regarding the accuracy, completeness, reliability, or availability of any information, content, or materials provided on the Site. Your use of the Site is at your own risk.

We expressly disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free operation.

3. Limitation of Liability

To the fullest extent permitted by law, B&F Insurance Agency and its owners, officers, employees, and agents will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use of (or inability to use) the Site, any linked third-party websites, or any errors or omissions in the content of the Site.

This limitation includes damages for viruses, bugs, human action or inaction, computer system failure or malfunction, and any other problems that may arise from your use of the Site.

4. Third-Party Links

This Site may contain links to third-party websites for your convenience. These links do not signify an endorsement or guarantee of those sites or their content. B&F Insurance Agency is not responsible for the privacy practices, content, services, or reliability of any linked websites. Accessing linked third-party websites is done at your own risk.

5. Intellectual Property

All content, trademarks, logos, and materials on this Site are the property of B&F Insurance Agency or its licensors and are protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written permission.

6. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes will become effective upon posting to this page. It is your responsibility to review these Terms and Conditions periodically. Continued use of the Site after changes constitutes acceptance of the revised Terms.

7. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert County, State].

8. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

B&F Insurance LLC
497 Hooksett Road - Suite 423, Manchester, NH 03104
dfuchs@bfinsure.com
603-504-1961